Classic banana bread gets a delightful twist with this Cream Cheese Banana Bread recipe. The creamy cheesecake filling elevates the traditional loaf, making it perfect for breakfast or dessert. This recipe is a great way to use overripe bananas, and it’s suitable for various occasions, from brunch gatherings to cozy family dinners. With its moist texture and rich flavor, this bread is sure to impress anyone who tries it.
Why You’ll Love This Recipe
- Deliciously Unique Flavor: The combination of creamy cheese and sweet bananas creates a delightful taste that stands out.
- Perfect for Any Occasion: Whether it’s breakfast, snack time, or dessert, this bread fits in perfectly.
- Easy to Make: With simple steps and common ingredients, you can bake this delicious loaf without hassle.
- Great Use of Overripe Bananas: Instead of tossing out those brown bananas, transform them into something special!
- Makes Two Loaves: Ideal for sharing or freezing one loaf for later enjoyment.
Tools and Preparation
To make your baking easier and more efficient, having the right tools is key. Here are some essential items you’ll need:
Essential Tools and Equipment
- Mixing bowls
- Measuring cups
- Measuring spoons
- Electric mixer
- Rubber spatula
- Loaf pans
Importance of Each Tool
- Electric mixer: This tool makes beating the cream cheese and sugar effortless, ensuring a smooth filling.
- Loaf pans: Proper-sized pans are crucial for even baking and achieving that perfect loaf shape.

Ingredients
Classic banana bread upgraded with a creamy cheesecake filling, perfect for using overripe bananas.
For the Cream Cheese Filling
- 1 package (8 ounces) cream cheese, room temperature
- ½ cup (100g) granulated sugar
- 1 large egg, room temperature
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
For the Banana Bread
- 3 ripe bananas
- ½ cup (113g) butter, melted
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
How to Make Cream Cheese Banana Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F (175°C). Prepare two 9×5-inch loaf pans by spraying them with nonstick cooking spray.
Step 2: Prepare the Cream Cheese Filling
In a mixing bowl, beat together:
1. Cream cheese
2. Granulated sugar
Continue mixing until smooth.
3. Add in the egg and vanilla extract. Beat until combined.
4. Mix in the flour until incorporated. Set aside.
Step 3: Make the Banana Bread Batter
In a large bowl:
1. Mash the ripe bananas until smooth.
2. Add in melted butter and both sugars; mix until combined.
3. Beat in eggs, vanilla extract, and sour cream until well blended.
Step 4: Combine Dry Ingredients
In another bowl:
1. Whisk together the flour, baking soda, and baking powder.
2. Gradually add this dry mixture to the wet ingredients, stirring until just combined.
Step 5: Assemble Your Loaves
Pour about 2 cups of batter into each prepared loaf pan.
1. Top with an even layer of the cream cheese mixture.
2. Spoon remaining batter over the cream cheese layer to cover it completely.
Step 6: Bake Your Banana Bread
Bake in your preheated oven for 50-55 minutes or until a toothpick inserted into the center comes out with moist crumbs attached. Allow to cool completely before slicing and serving.
Enjoy your delicious Cream Cheese Banana Bread!
How to Serve Cream Cheese Banana Bread
Cream Cheese Banana Bread is a delightful treat that can be enjoyed in various ways. Whether you’re serving it for breakfast, a snack, or dessert, these suggestions will enhance your experience.
Toasted with Butter
- Toast slices of the banana bread and spread some butter on top for a warm and comforting treat.
With Fresh Fruit
- Serve alongside slices of fresh fruit like strawberries or blueberries for a refreshing contrast to the sweet bread.
Cream Cheese Spread
- Add an extra layer of creaminess by spreading a bit of plain cream cheese or flavored cream cheese spread on each slice.
Drizzled with Honey
- A drizzle of honey adds a touch of sweetness that pairs beautifully with the flavors of banana and cream cheese.
Coffee or Tea Pairing
- Enjoy your banana bread with a cup of coffee or tea to complement its rich flavors, making it perfect for an afternoon break.
How to Perfect Cream Cheese Banana Bread
To make your Cream Cheese Banana Bread truly exceptional, consider these helpful tips.
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Use Overripe Bananas: The riper the bananas, the sweeter and more flavorful your bread will be. Look for bananas with brown spots for the best results.
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Room Temperature Ingredients: Ensure that your cream cheese and eggs are at room temperature before mixing. This helps create a smoother batter.
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Don’t Overmix: When combining wet and dry ingredients, mix just until incorporated to prevent dense bread. A few lumps are okay!
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Check for Doneness: Use a toothpick to test doneness. It should come out with moist crumbs but not wet batter when the bread is done baking.
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Cool Completely: Allow the banana bread to cool completely in the pan before slicing. This helps maintain its structure and flavor.
Best Side Dishes for Cream Cheese Banana Bread
Cream Cheese Banana Bread pairs wonderfully with various side dishes. Here are some great options to consider:
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Greek Yogurt: A dollop of creamy Greek yogurt adds protein and tanginess that complements the sweetness of the bread.
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Granola: Crunchy granola can provide texture contrast and additional flavors when served alongside banana bread.
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Breakfast Sausage: Savory breakfast sausage links or patties offer a hearty balance to the sweetness, making it perfect for brunch.
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Scrambled Eggs: Fluffy scrambled eggs make an excellent side that adds richness and protein to your meal.
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Smoothie Bowl: A refreshing smoothie bowl topped with fruits and nuts can serve as a vibrant side dish, enhancing your breakfast experience.
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Fruit Salad: A light fruit salad brings freshness and acidity that cuts through the richness of the banana bread, offering a well-rounded meal.
Common Mistakes to Avoid
When making Cream Cheese Banana Bread, it’s easy to run into a few pitfalls. Here are some common mistakes to watch out for:
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Using unripe bananas: Unripe bananas do not provide the sweetness and flavor needed for this recipe. Always use ripe bananas with brown spots for the best taste.
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Skipping room temperature ingredients: Cold cream cheese and eggs can lead to a lumpy batter. Make sure all your ingredients are at room temperature before mixing.
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Overmixing the batter: Overmixing can result in dense bread. Mix just until the dry ingredients are incorporated for a light texture.
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Not checking doneness: Baking times may vary based on your oven. Always check with a toothpick; it should come out with moist crumbs, not wet batter.
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Neglecting to cool properly: Cutting into the bread while it’s still warm can make it crumbly. Allow it to cool completely in the pan before slicing.

Storage & Reheating Instructions
Refrigerator Storage
- Store in an airtight container for up to 5 days.
- Wrap slices individually in plastic wrap for easy access.
Freezing Cream Cheese Banana Bread
- Freeze slices or whole loaves wrapped tightly in plastic wrap, then place in a freezer bag.
- Can be frozen for up to 3 months.
Reheating Cream Cheese Banana Bread
- Oven: Preheat to 350°F and bake for about 10-15 minutes until warmed through.
- Microwave: Heat individual slices on medium power for about 20-30 seconds.
- Stovetop: Warm slices in a skillet over low heat, flipping occasionally until heated.
Frequently Asked Questions
Here are some frequently asked questions about Cream Cheese Banana Bread:
How can I make my Cream Cheese Banana Bread healthier?
You can substitute half of the butter with applesauce or yogurt for lower fat content.
Can I use other fruits in this recipe?
Yes! You can experiment by adding blueberries or walnuts for added flavor and texture.
What is the best way to ripen bananas quickly?
Place unripe bananas in a brown paper bag at room temperature or bake them at 300°F for about 15-20 minutes.
How long does Cream Cheese Banana Bread last?
When stored properly, it lasts up to 5 days in the refrigerator or up to 3 months in the freezer.
Final Thoughts
Cream Cheese Banana Bread is a delightful twist on traditional banana bread, combining rich cream cheese filling with moist banana cake. It’s perfect for breakfast, snacks, or dessert. Feel free to customize it by adding nuts or spices like cinnamon for extra flavor. Give this recipe a try today!
Cream Cheese Banana Bread
Indulge in the delightful flavors of Cream Cheese Banana Bread, a twist on the classic recipe that combines rich cream cheese filling with the natural sweetness of ripe bananas. This moist and fluffy banana bread is perfect for breakfast, snacks, or dessert, making it an ideal treat for any occasion.
- Total Time: 1 hour 10 minutes
- Yield: Approximately 12 servings 1x
Ingredients
- 1 package (8 ounces) cream cheese, room temperature
- 1 cup (200g) granulated sugar
- 3 ripe bananas
- ½ cup (113g) melted butter
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
Instructions
- Preheat your oven to 350°F (175°C) and grease two 9×5-inch loaf pans.
- In a mixing bowl, beat together cream cheese and granulated sugar until smooth. Add egg and vanilla extract; mix until combined. Stir in flour and set aside.
- In another large bowl, mash ripe bananas, then mix in melted butter, both sugars, eggs, vanilla extract, and sour cream until well blended.
- In a separate bowl, whisk together flour, baking soda, and baking powder. Gradually add dry ingredients to wet ingredients until just combined.
- Pour half of the batter into each loaf pan; layer with cream cheese mixture; top with remaining batter.
- Bake for 50-55 minutes or until a toothpick comes out with moist crumbs attached.
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Category: Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice (60g)
- Calories: 210
- Sugar: 14g
- Sodium: 150mg
- Fat: 9g
- Saturated Fat: 5g
- Unsaturated Fat: 3g
- Trans Fat: 0g
- Carbohydrates: 31g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 45mg



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